An annuity is a series of guaranteed payments (income) made to you throughout your retirement. You can choose to have the income continue after your death, for example to your spouse.

Your annuity is purchased from the proceeds of:

Your personal pension plan;
Your company or executive pension plan;
Your Additional Voluntary Contribution (AVC) scheme;
Death benefit paid through an occupational pension scheme (group pension scheme). In this case the annuity will be paid to your dependants or beneficiaries

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